Category Finance & Money

Money – risks & challenges

risks | Kaynijo.com

Managing risks

Whichever path in life we take, risk is inevitable.  For example, we are graduates with advanced degrees, however, many of us will never find a secure job with benefits.

Mistakes teach us how to manage risk.  Along our journey, we’ll learn to assess risk better.

Activity

How risk tolerant are we?

The questions in the activity sheet will get us thinking about our general attitude...

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Money – we live & we learn

risks | Kaynijo.com

We’ve discussed how our negative thoughts keeps us imprisoned.  What about the flip side?  When we look in the mirror, who do we see?  Despite our past money mistakes, what are some of the things that we love about the person that’s looking back at us?  Our thoughts are internal things that we have the power to control.

Thinking long term

We have very little control over what happens externall...

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Money – if we are ready to receive it

Introduction

If we’re ready to receive it, then it can be ours.  Now is as good a time as any to make one of the most important decisions of our lives.  We must decide if we’re going to learn how to take control of our money.  Taking control empowers us to chart a new life for ourselves and our family.  It’s hard.  After the initial decision, we’ll have to follow up and follow through...

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Money – make a choice

Introduction

Today we’ll be starting our discussion about money.  Some of us hate it, some like it, bottom line is we all need it.  Money buys us free time – the time to do exactly what we want when and how we want. It’s unfortunate that the traditional school system taught us very little about money.  As a result, most of what we know we learnt from our parents or picked up along the way.

Reco...

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Is your house in order?

Everyday presents us with fresh, new and blank pages to write our stories – what will your story be for this year?  It was Zig Ziglar who said:
The key is in understanding that when all is said and done, you must be able to answer the following question: Are you happy, healthy, and reasonably prosperous and secure, and do you have friends, peace of mind, and good family relationships?  As you...
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Money empowers women

Money isn’t the only thing that can empower women.  Money however, brings about a certain level of security and choice.  The choice to do what we want when we want; the choice to spend more time with our families; the choice to be free – and the list of choices go on.
Money brings you security and choice. You can make decisions in a different way if you have a lot of money...
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11 myths about money

There are many misconceptions about the subject of personal finance.  Some of these misconceptions are relatively harmless.  However, most are potentially dangerous.

Examples of harmless myths about money:

  • See a penny, pick it up and all day long you’ll have good luck.
  • Money doesn’t grow on trees.

Potentially harmful myths about money:

General

1. Money is the root of all evil...

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Real Problems

by Joyce Meyer

Let your character or moral disposition be free from love of money [including greed, avarice, lust, and craving for earthly possessions] and be satisfied with your present [circumstances and with what you have]; for He [God] Himself has said, I will not in any way fail you nor give you up nor leave you without support.
—Hebrews 13:5

I recently heard an interesting story about the ...

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Marriage & Money

Conflicts about money is one of the main reasons that couples get divorced.  In 2012, Sonya Britt, a Kansas State University researcher, published in the Family Relations journal that arguing about money is the top predictor of divorce.  In addition, a Money Magazine survey showed that couples argue twice as much about money when compared to how often they argued about sex.
How we spend money ...
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Things I Wish I’d Known Before We Got Married

The book Things I Wish I’d Known Before We Got Married was written by Dr Gary Chapman.
Dr Gary Chapman’s expertise in marriage begins with the success and failures he and his wife Karolyn have experienced in their marriage for more than 45 years.  He is just the man to turn to for help on improving or healing our most important relationships...
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