Money – risks & challenges

risks | Kaynijo.com

Managing risks

Whichever path in life we take, risk is inevitable.  For example, we are graduates with advanced degrees, however, many of us will never find a secure job with benefits.

Mistakes teach us how to manage risk.  Along our journey, we’ll learn to assess risk better.

Activity

How risk tolerant are we?

The questions in the activity sheet will get us thinking about our general attitude...

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Money – we live & we learn

risks | Kaynijo.com

We’ve discussed how our negative thoughts keeps us imprisoned.  What about the flip side?  When we look in the mirror, who do we see?  Despite our past money mistakes, what are some of the things that we love about the person that’s looking back at us?  Our thoughts are internal things that we have the power to control.

Thinking long term

We have very little control over what happens externall...

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Money – if we are ready to receive it

Introduction

If we’re ready to receive it, then it can be ours.  Now is as good a time as any to make one of the most important decisions of our lives.  We must decide if we’re going to learn how to take control of our money.  Taking control empowers us to chart a new life for ourselves and our family.  It’s hard.  After the initial decision, we’ll have to follow up and follow through...

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Money – make a choice

Introduction

Today we’ll be starting our discussion about money.  Some of us hate it, some like it, bottom line is we all need it.  Money buys us free time – the time to do exactly what we want when and how we want. It’s unfortunate that the traditional school system taught us very little about money.  As a result, most of what we know we learnt from our parents or picked up along the way.

Reco...

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It’s easier to complain

complain | Kaynijo.com
Honestly, I don’t know about anybody else but I find it easier to complain. To complain about how:
  • things are;
  • things aren’t;
  • life’s not going according to plan;
  • the government’s not doing what they’re supposed to do;
  • the people in my environment are;
  • the wind is blowing in the wrong direction.

The list could go on and on.  It’s just darn easier to complain.

Stop ccomplaining

In her book Big M...

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I thought I had it figured out

Figured out | www.kaynijo.com

I thought I had it figured out.  Almost four decades later, I really thought that I had this thing called life all figured out.

Well maybe that’s a strong statement.  Clearly if I had it all figured out then there’d be no point to living.  I did think however that I had at least a few things figured out.

And then life continued to happen...

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Meet the Clennons

Meet the Clennons | ww.kaynijo.com
Meet my husband Vince.  He’s, among many things, the Graphic Artist and Audio Engineer over by Spazzed Out Media.  I am Kay – I also have varied interest.  We’re very similar, yet we’re waaaaaayyyyy different.

Our differences

  • He’s nocturnal, I try to be in bed by 9.
  • If we need to cross a river (for example), he’ll take off run towards the river like a crazy person and figure out the obstacles...
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Accept change with a smile

accept change

Sooner or later you’ll experience a crisis in your life, and how you meet it will determine your future happiness and success.

Since the beginning of time, everyone has been called upon to meet such a crisis.

A closer look will show you that most “crisis situations” are opportunities to either advance or stay where you are.

In fact, most changes in your life will take place out of either “inspira...

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I’m good enough

Do you think that you are not good enough because you have not yet found fame and fortune.  No matter what you do, you keep failing.  Well you are not alone.

Chris Gardener

Gardener’s story was chronicled in the 2006 movie “The Pursuit of Happyness” which starred Will Smith...
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Is your house in order?

Everyday presents us with fresh, new and blank pages to write our stories – what will your story be for this year?  It was Zig Ziglar who said:
The key is in understanding that when all is said and done, you must be able to answer the following question: Are you happy, healthy, and reasonably prosperous and secure, and do you have friends, peace of mind, and good family relationships?  As you...
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